The lottery is a chance to fantasize about winning a fortune for just a few bucks. But for many people, especially those who have the least money to spare, the game can become a serious budget drain. It’s also a form of gambling, and critics say it’s a disguised tax on those who are most vulnerable.

While there are a number of ways to increase your odds, most strategies won’t make much difference. You should instead treat the lottery as a recreational activity and spend no more than you can afford to lose, NerdWallet says. But some people are more successful at increasing their odds, and one man in particular has transformed his life with the help of a few simple rules.

Lottery began in the Roman Empire as a way to distribute gifts during dinner parties. It became commonplace throughout Europe in the fifteenth and sixteenth centuries to raise money for towns, wars, colleges and public-works projects. George Washington ran a lottery to finance construction of the Mountain Road in Virginia, and Benjamin Franklin supported them as a means of paying for cannons during the Revolutionary War.

In the United States, state lotteries are legalized in 29 states and the District of Columbia. Tickets are sold at convenience stores, gas stations, restaurants and bars, nonprofit organizations (such as churches and fraternal groups) and some newsstands. According to the National Association of Lottery Retailers, in 2003 there were nearly 186,000 retailers selling lottery tickets. The majority of these retailers were convenience stores, followed by grocery chains and service stations.